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At Countrywide Mortgage, we have been arranging home mortgage loans in Ontario for over 10 years and have placed well over 8,000 of them. with this kind of unrivaled industry experience, we know home mortgage loans inside out.
As we are an independent mortgage broker, and are not affiliated with any particular mortgage lender, we will take the time to discuss your specific situation, needs and goals to find the right mortgage rate and product best suited to you. At Countrywide Mortgage, we will take the time to explain the process and give you all your options to allow you to make a more educated decision before jumping right into the first home mortgage loan your bank offers you.
SHOPPING FOR THE LOWEST MORTGAGE RATE
What most homebuyers do when applying for a home mortgage loan is they visit their local bank, however the lowest mortgage rates are usually not found at your bank.
When shopping for a home mortgage loan on your own, each time a lender looks at your credit, your beacon (credit) score will slightly drop. One big benefit to using Countrywide Mortgages is that we can do all the mortgage rate shopping for you with only a single credit check, therefore, your credit score remains intact.
When you walk into a bank to apply for your mortgage, you are at the banks mercy. The person you are speaking to works directly for that bank. At Countrywide Mortgage, we work for you, not the lender, and therefore we are looking out for your best interests. Getting the right advice on home mortgage loans is crucial and can end up saving your thousands of dollars in the future. There are no additional fees for qualified borrowers, as we get a 'finders fee' from the mortgage lender. In many cases, we are able to get you better than bank mortgage rates.

How can we do this?
Most of the mortgage lenders we deal with do not have branches scattered across the country. They keep their overhead low, and their only business is home mortgage loans. By specializing in home mortgage loans alone, they are able to bring you a lower mortgage rate with superior service.
We know how the system works and can negotiate your mortgage for you, therefore getting you the best possible deal. As we deal with over 100 different mortgage lenders (including banks), you can sit back, relax and let us do the mortgage rate shopping for you! . It is important to us that we ensure you have the best home financing experience possible, as we want to earn your home financing business for life.
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